Alabama Motorcycle Info: Insurance, Licensing, Safety, and More
Motorcycle Insurance & Requirements
Owning motorcycle insurance is a law in Alabama. Registered motorcycles will need to ensure they have at least:
- Bodily Injury Liability Limit for Individual: $20,000
- Bodily Injury Liability Limit for Every Person in Accident: $40,000
- Property Damage Liability Limit: $10,000
When looking for insurance quotes in Alabama, you may want to begin by looking at our review of insurance companies or get more detailed information on motorcycle insurance companies from the state regulator's website. You can see the full list of licensed insurers in the state plus get many other useful resources including information on how to file a complaint by visiting the state insurance division web site.
Licensing and Registration
In Alabama you are required to complete a written test, a vision test and a road test. The examination for this license is taken from the Alabama Motorcycle Operator Manual and the Alabama Driver's Manual. Upon satisfactory completion of the required examination, the applicant will be issued a Class M Alabama driver license.
Please visit these Alabama websites for updated and detailed information
Helmet Laws
Helmets are required in Alabama. The helmets must be in all riders possession and worn by riders and passengers. We strongly advocate the use of helmets at all times for all riders and passengers to protect from injuries.
Use our specialized search to find Alabama motorcycle resources
Motorcycle Safety Schools and Training Programs
Many states offer motorcycle safety training programs and most insurance companies will offer discounts to bikers that have completed a certified course.
Below is a partial list of The Motorcycle Safety Foundation Certified Safety courses in Alabama. See www.msf-usa.org for a complete and updated list
- Montgomery - al Dot - Montgomery
- Mobile - University of South Alabama
- Lincoln - Talladega Test Facility
- Tuscumbia - Colbert County b. of e. Office Complex
- Madison - Alabama Harley-davidson
- Meridianville - Madison County Executive Airport
- Anniston - Gamecock Driver Soccer Parking Area
- Jacksonville - Jacksonville State University
Accidents and Safety in Alabama
According to the National Highway Traffic Association and Federal Highway Administration, in 2008 there were 126,675 motorcycles registered in Alabama with only 95 motorcycle accident deaths in the state.
| State | Registered Motorcycles | Motorcycle Riders Killed | Percent Helmeted | Percent Not Helmeted | Impaired Riders Killed (BAC=.01+) |
| AL | 126.675 | 95 | 85% | 15% | 27% |
| TN | 151.368 | 134 | 89% | 11% | 31% |
| GA | 186.719 | 166 | 93% | 7% | 25% |
| FL | 667.087 | 523 | 52% | 48% | 41% |
| MS | 28.171 | 39 | 79% | 21% | 32% |
Sweet Rides in Alabama
Here are some of the designated highways to consider for a ride. Enjoy the beautiful vistas the state has to offer bikers.
- Alabama's Coastal Connection
- Natchez Trace Parkway
- Selma to Montgomery March Byway
- Talladega Scenic Drive
Biking Clubs
- ATO Riders of Columbanus
Useful Resources
Learn about motorcycling in neighboring states
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