Indiana Motorcycle Info: Insurance, Licensing, Safety, and More
Motorcycle Insurance & Requirements
By state law, motorcycle insurance is required for Indiana bikers. The law also sets a minimum required amount of:
- Bodily Injury Liability Limit for Individual: $25,000
- Bodily Injury Liability Limit for Every Person in Accident: $50,000
- Property Damage Liability Limit: $10,000
When looking for insurance quotes in Indiana, you may want to begin by looking at our review of insurance companies or get more detailed information on motorcycle insurance companies from the state regulator's website. You can see the full list of licensed insurers in the state plus get many other useful resources including information on how to file a complaint by visiting the state insurance division web site.
Licensing and Registration
To add a motorcycle endorsement to your valid Indiana driver's license, you must hold a motorcycle learner's permit for 30 days, and either pass a motorcycle skills test or a motorcycle safety course. When you visit a license branch to apply for your motorcycle endorsement, you must provide proof that you have passed a motorcycle skills test or safety course, and pass a standard vision screening test. You must also present certain documents of identification.
Please visit these Indiana websites for updated and detailed information
Helmet Laws
The law states anyone under 18 years old must wear a helmet. Anyone under 18 years must wear a motorcycle helmet. We strongly advocate the use of helmets at all times for all riders and passengers to protect from injuries.
Use our specialized search to find Indiana motorcycle resources
Motorcycle Safety Schools and Training Programs
Many states offer motorcycle safety training programs and most insurance companies will offer discounts to bikers that have completed a certified course.
Below is a partial list of The Motorcycle Safety Foundation Certified Safety courses in Indiana. See www.msf-usa.org for a complete and updated list
- Indianapolis - Shorewood Packing - Range 1
- South Bend - Honeywell
- Crown Point - Lake County Government Center
- Munster - Riders Edge Calumet Harley-davidson And Buell
- Angola - Angola High School
- Ft. Wayne - Sirva
- Kokomo - Kokomo Elwood Hays Elementary School
- Clarksville - S&s Powersports
Accidents and Safety in Indiana
According to the National Highway Traffic Association and Federal Highway Administration, in 2008 there were 204,402 motorcycles registered in Indiana with only 119 motorcycle accident deaths in the state.
| State | Registered Motorcycles | Motorcycle Riders Killed | Percent Helmeted | Percent Not Helmeted | Impaired Riders Killed (BAC=.01+) |
| IN | 204.402 | 119 | 24% | 76% | 35% |
| MI | 269.669 | 121 | 88% | 12% | 35% |
| OH | 368.957 | 194 | 30% | 70% | 36% |
| KY | 64.994 | 93 | 40% | 60% | 28% |
| IL | 332.031 | 121 | 26% | 74% | 47% |
Sweet Rides in Indiana
Here are some of the designated highways to consider for a ride. Enjoy the beautiful vistas the state has to offer bikers.
- Historic National Road
- Indiana's Historic Pathways
- Ohio River Scenic Byway
- Historic National Road - Indiana
- River Road Scenic Byway
- Whitewater Canal Scenic Byway
Biking Clubs
- NORTH AMERICAN 40+ TOURING RIDERS, INDIANA CHAPTER
Useful Resources
Learn about motorcycling in neighboring states
What's your view - The MIQ poll