Mississippi Motorcycle Info: Insurance, Licensing, Safety, and More
Motorcycle Insurance & Requirements
It is illegal in Mississippi not to carry motorcycle insurance. Your policy must provide a minimum liability protection to satisfy the legal requirement:
- Bodily Injury Liability Limit for Individual: $10,000
- Bodily Injury Liability Limit for Every Person in Accident: $20,000
- Property Damage Liability Limit: $5,000
When looking for insurance quotes in Mississippi, you may want to begin by looking at our review of insurance companies or get more detailed information on motorcycle insurance companies from the state regulator's website. You can see the full list of licensed insurers in the state plus get many other useful resources including information on how to file a complaint by visiting the state insurance division web site.
Licensing and Registration
Please visit these Mississippi websites for updated and detailed information
Helmet Laws
In order to ride a motorcycle in Mississippi you and your passenger will need to wear a helmet at all times. We strongly advocate the use of helmets at all times for all riders and passengers to protect from injuries.
Use our specialized search to find Mississippi motorcycle resources
Motorcycle Safety Schools and Training Programs
Many states offer motorcycle safety training programs and most insurance companies will offer discounts to bikers that have completed a certified course.
Below is a partial list of The Motorcycle Safety Foundation Certified Safety courses in Mississippi. See www.msf-usa.org for a complete and updated list
- Jackson - Jackson Police Department Pistol Range Parking Lot
- Hattiesburg - Mta - Forrest County Multipurpose Center
- Southaven - Bruce Rossmeyer's Southern Thunder Harley-davidson
- Oxford - Swm Company Inc.
- Greenville - Mid Delta Regional Airport
- Verona - Lee County Agri-center
- Greenwood - Greenwood Leflore Airport
- Meridian - Chunky River Harley-davidson
Accidents and Safety in Mississippi
According to the National Highway Traffic Association and Federal Highway Administration, in 2008 there were 28,171 motorcycles registered in Mississippi with only 39 motorcycle accident deaths in the state.
| State | Registered Motorcycles | Motorcycle Riders Killed | Percent Helmeted | Percent Not Helmeted | Impaired Riders Killed (BAC=.01+) |
| MS | 28.171 | 39 | 79% | 21% | 32% |
| TN | 151.368 | 134 | 89% | 11% | 31% |
| AL | 126.675 | 95 | 85% | 15% | 27% |
| LA | 68.496 | 76 | 59% | 41% | 36% |
| AR | 71.080 | 59 | 42% | 58% | 37% |
Sweet Rides in Mississippi
Here are some of the designated highways to consider for a ride. Enjoy the beautiful vistas the state has to offer bikers.
- Great River Road
- Natchez Trace Parkway
- Grand Gulf - Raymond Scenic Byway
- Lower Mississippi Historic Scenic Byway
- Mississippi Delta Great River Road
Biking Clubs
- In Minnesota, if you are over 18+ years old and have a dirivers license there are two ways to get a motorcycle endorsement: 1) Take the knowledge test and the riding endorsement test at a state exam station. 2) Take the knowledge test at a state exam station, and then take our basic rider course. If you pass, you’ll qualify for your motorcycle endorsement without having to take the riding test at the state exam station. If you are a younger than 18 years of age, you must take our basic course first, then take the knowledge test and the riding test at a state exam station.
Useful Resources
Learn about motorcycling in neighboring states
What's your view - The MIQ poll