Montana Motorcycle Info: Insurance, Licensing, Safety, and More

Motorcycle Insurance & Requirements

Motorcycle insurance is not required in Montana. We recommend good purchasing a motorcycle insurance policy as it can safeguard you from liability and help you save money long term
Motorcycle insurance can safeguard you from financial and legal problems plus help you save your money.

When looking for insurance quotes in Montana, you may want to begin by looking at our review of insurance companies or get more detailed information on motorcycle insurance companies from the state regulator's website. You can see the full list of licensed insurers in the state plus get many other useful resources including information on how to file a complaint by visiting the state insurance division web site.

Licensing and Registration



Please visit these Montana websites for updated and detailed information


Helmet Laws

In Montana, the helmet law covers riders 17 years and younger. Those riders under this age are required to wear protective head gear. We strongly advocate the use of helmets at all times for all riders and passengers to protect from injuries.

Use our specialized search to find Montana motorcycle resources



Motorcycle Safety Schools and Training Programs

Many states offer motorcycle safety training programs and most insurance companies will offer discounts to bikers that have completed a certified course.
Below is a partial list of The Motorcycle Safety Foundation Certified Safety courses in Montana. See www.msf-usa.org for a complete and updated list


Accidents and Safety in Montana

According to the National Highway Traffic Association and Federal Highway Administration, in 2008 there were 112,324 motorcycles registered in Montana with only 32 motorcycle accident deaths in the state.

StateRegistered MotorcyclesMotorcycle Riders KilledPercent HelmetedPercent Not HelmetedImpaired Riders Killed (BAC=.01+)
MT112.3243240%60%31%
ND31.0301225%75%51%
SD58.2961429%71%21%
WY30.5021741%59%23%
ID64.1632962%38%32%

Sweet Rides in Montana

Here are some of the designated highways to consider for a ride. Enjoy the beautiful vistas the state has to offer bikers.

  • Beartooth Highway
  • Big Sheep Creek Back Country Byway
  • Big Sky Back Country Byway
  • Garnet Back Country Byway
  • Kings Hill Scenic Byway
  • Lake Koocanusa Scenic Byway
  • Missouri Breaks Back Country Byway
  • Pioneer Mountains Scenic Byway
  • St. Regis-Paradise Scenic Byway

Useful Resources

Learn about motorcycling in neighboring states

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