North Dakota Motorcycle Info: Insurance, Licensing, Safety, and More

Motorcycle Insurance & Requirements

There is a requirement of motorcycle insurance with a compulsory liability. There is a minimum compulsory liability of:

  • Bodily Injury Liability Limit for Individual: $25,000
  • Bodily Injury Liability Limit for Every Person in Accident: $50,000
  • Property Damage Liability Limit: $25,000

When looking for insurance quotes in North Dakota, you may want to begin by looking at our review of insurance companies or get more detailed information on motorcycle insurance companies from the state regulator's website. You can see the full list of licensed insurers in the state plus get many other useful resources including information on how to file a complaint by visiting the state insurance division web site.

Licensing and Registration



Please visit these North Dakota websites for updated and detailed information


Helmet Laws

Under North Dakota helmet law, it is mandatory for all riders under 18 to wear a helmet while motorcycle riding. Motorcycle helmet laws apply to all riders under 18 years old. We strongly advocate the use of helmets at all times for all riders and passengers to protect from injuries.

Use our specialized search to find North Dakota motorcycle resources



Motorcycle Safety Schools and Training Programs

Many states offer motorcycle safety training programs and most insurance companies will offer discounts to bikers that have completed a certified course.
Below is a partial list of The Motorcycle Safety Foundation Certified Safety courses in North Dakota. See www.msf-usa.org for a complete and updated list


Accidents and Safety in North Dakota

According to the National Highway Traffic Association and Federal Highway Administration, in 2008 there were 31,030 motorcycles registered in North Dakota with only 12 motorcycle accident deaths in the state.

StateRegistered MotorcyclesMotorcycle Riders KilledPercent HelmetedPercent Not HelmetedImpaired Riders Killed (BAC=.01+)
ND31.0301225%75%51%
MN248.3506419%81%44%
SD58.2961429%71%21%
MT112.3243240%60%31%

Sweet Rides in North Dakota

Here are some of the designated highways to consider for a ride. Enjoy the beautiful vistas the state has to offer bikers.

  • Native American Scenic Byway
  • Sheyenne River Valley Scenic Byway
  • Chan SanSan Scenic Backway
  • Des Lacs National Wildlife Refuge Scenic Backway
  • Killdeer Mountain Four Bears Scenic Byway
  • Old Red Old Ten Scenic Byway
  • Rendezvous Region Scenic Backway
  • Sakakawea Scenic Byway
  • Theodore Roosevelt National Park North Unit Scenic Byway
  • Turtle Mountain Scenic Byway

Useful Resources

Learn about motorcycling in neighboring states

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