Oklahoma Motorcycle Info: Insurance, Licensing, Safety, and More
Motorcycle Insurance & Requirements
It is illegal to not carry motorcycle insurance. There is a minimum compulsory liability of:
- Bodily Injury Liability Limit for Individual: $10,000
- Bodily Injury Liability Limit for Every Person in Accident: $20,000
- Property Damage Liability Limit: $10,000
When looking for insurance quotes in Oklahoma, you may want to begin by looking at our review of insurance companies or get more detailed information on motorcycle insurance companies from the state regulator's website. You can see the full list of licensed insurers in the state plus get many other useful resources including information on how to file a complaint by visiting the state insurance division web site.
Licensing and Registration
Please visit these Oklahoma websites for updated and detailed information
Helmet Laws
Riders who are seventeen years and younger are covered by helmet law and are required to wear them while riding. We strongly advocate the use of helmets at all times for all riders and passengers to protect from injuries.
Use our specialized search to find Oklahoma motorcycle resources
Motorcycle Safety Schools and Training Programs
Many states offer motorcycle safety training programs and most insurance companies will offer discounts to bikers that have completed a certified course.
Below is a partial list of The Motorcycle Safety Foundation Certified Safety courses in Oklahoma. See www.msf-usa.org for a complete and updated list
- Oklahoma City - Oklahoma State University-oklahoma City Pdtc
- Tulsa - Myers-duren Harley-davidson
- Lawton - Great Plains Tech Center Parking Lot
- Broken Arrow - Motorcycle Training & Safety Center (mtsc)
- Pauls Valley - Pauls Valley
- Purcell - Brown's Driving School Okc/purcell
- Mwc - O.r.e.p.
- Midwest City - Motorcycle Education of Oklahoma (meo)
Accidents and Safety in Oklahoma
According to the National Highway Traffic Association and Federal Highway Administration, in 2008 there were 115,588 motorcycles registered in Oklahoma with only 80 motorcycle accident deaths in the state.
| State | Registered Motorcycles | Motorcycle Riders Killed | Percent Helmeted | Percent Not Helmeted | Impaired Riders Killed (BAC=.01+) |
| OK | 115.588 | 80 | 25% | 75% | 32% |
| KS | 84.259 | 43 | 26% | 74% | 49% |
| MO | 99.025 | 102 | 77% | 23% | 36% |
| AR | 71.080 | 59 | 42% | 58% | 37% |
| TX | 435.492 | 480 | 38% | 62% | 46% |
| NM | 46.882 | 45 | 4% | 96% | 38% |
| CO | 118.391 | 88 | 33% | 67% | 32% |
Sweet Rides in Oklahoma
Here are some of the designated highways to consider for a ride. Enjoy the beautiful vistas the state has to offer bikers.
- Cherokee Hills Byway
- Historic Route 66
- Talimena Scenic Drive
- Wichita Mountains Byway
Biking Clubs
- Exotic Toyz
Useful Resources
Learn about motorcycling in neighboring states
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