Rhode Island Motorcycle Info: Insurance, Licensing, Safety, and More
Motorcycle Insurance & Requirements
Owning motorcycle insurance is a law. The insurance must carry at least:
- Bodily Injury Liability Limit for Individual: $25,000
- Bodily Injury Liability Limit for Every Person in Accident: $50,000
- Property Damage Liability Limit: $250,000
When looking for insurance quotes in Rhode Island, you may want to begin by looking at our review of insurance companies or get more detailed information on motorcycle insurance companies from the state regulator's website. You can see the full list of licensed insurers in the state plus get many other useful resources including information on how to file a complaint by visiting the state insurance division web site.
Licensing and Registration
Please visit these Rhode Island websites for updated and detailed information
Helmet Laws
Rhode Island motorcycle helmet law covers all passengers and all operators during the first year of licensure. We strongly advocate the use of helmets at all times for all riders and passengers to protect from injuries.
Use our specialized search to find Rhode Island motorcycle resources
Motorcycle Safety Schools and Training Programs
Many states offer motorcycle safety training programs and most insurance companies will offer discounts to bikers that have completed a certified course.
Below is a partial list of The Motorcycle Safety Foundation Certified Safety courses in Rhode Island. See www.msf-usa.org for a complete and updated list
- Lincoln - Community College of Rhode Island
Accidents and Safety in Rhode Island
According to the National Highway Traffic Association and Federal Highway Administration, in 2008 there were 32,02081089 motorcycles registered in Rhode Island with only 7 motorcycle accident deaths in the state.
| State | Registered Motorcycles | Motorcycle Riders Killed | Percent Helmeted | Percent Not Helmeted | Impaired Riders Killed (BAC=.01+) |
| RI | 32.02081089 | 7 | 71% | 29% | 30% |
| MA | 153.444 | 41 | 97% | 3% | 40% |
| CT | 65.475 | 50 | 37% | 63% | 37% |
Sweet Rides in Rhode Island
Here are some of the designated highways to consider for a ride. Enjoy the beautiful vistas the state has to offer bikers.
- Great and Breakneck Hill Roads
- Ministerial Road
- Paradise Ave and Other Roads
- Route 102 (Ten Rod Road)
- Route 114 and High Street
- Shannock Road
- Veteran's Memorial Parkway
Useful Resources
Learn about motorcycling in neighboring states
What's your view - The MIQ poll