South Carolina Motorcycle Info: Insurance, Licensing, Safety, and More

Motorcycle Insurance & Requirements

Motorcycle insurance is a requirement in South Carolina. There is a minimum compulsory liability of:

  • Bodily Injury Liability Limit for Individual: $15,000
  • Bodily Injury Liability Limit for Every Person in Accident: $30,000
  • Property Damage Liability Limit: $10,000
Graduates of rider education program may apply for reduction in motorcycle insurance rates.

When looking for insurance quotes in South Carolina, you may want to begin by looking at our review of insurance companies or get more detailed information on motorcycle insurance companies from the state regulator's website. You can see the full list of licensed insurers in the state plus get many other useful resources including information on how to file a complaint by visiting the state insurance division web site.

Licensing and Registration



Please visit these South Carolina websites for updated and detailed information


Helmet Laws

Motorcyclists 20 years and younger are covered by helmet law. Helmets are required to be worn by riders under this age. We strongly advocate the use of helmets at all times for all riders and passengers to protect from injuries.

Use our specialized search to find South Carolina motorcycle resources



Motorcycle Safety Schools and Training Programs

Many states offer motorcycle safety training programs and most insurance companies will offer discounts to bikers that have completed a certified course.
Below is a partial list of The Motorcycle Safety Foundation Certified Safety courses in South Carolina. See www.msf-usa.org for a complete and updated list


Accidents and Safety in South Carolina

According to the National Highway Traffic Association and Federal Highway Administration, in 2008 there were 102,760 motorcycles registered in South Carolina with only 115 motorcycle accident deaths in the state.

StateRegistered MotorcyclesMotorcycle Riders KilledPercent HelmetedPercent Not HelmetedImpaired Riders Killed (BAC=.01+)
SC102.76011526%74%53%
NC121.59715991%9%38%
GA186.71916693%7%25%

Sweet Rides in South Carolina

Here are some of the designated highways to consider for a ride. Enjoy the beautiful vistas the state has to offer bikers.

  • Ashley River Road
  • Cherokee Foothills Scenic Highway
  • Edisto Island National Scenic Byway
  • Savannah River Scenic Byway

Biking Clubs

  • pee dee riders mc

Useful Resources

Learn about motorcycling in neighboring states

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